ResidualMatch Valuation Workstation
Institutional-grade valuation for residual portfolios.
A proprietary, quality-adjusted methodology combining live market multiples with portfolio risk, growth, and retention analysis — the same lens institutional buyers apply during diligence.
Estimated Portfolio Value
$1.31M
Likely Negotiation Range $1.20M – $1.42M
Final Adjusted Multiple 32.6x on monthly residual
Risk Rating: Low
Value = Monthly Residual × Final Adjusted Multiple. ResidualMatch never annualizes residual before applying the multiple. Final pricing depends on diligence including buyout terms, contract structure, and processor relationships.
Multiple Build-up
How your final multiple is calculated
Every factor that moves the multiple, applied transparently.
Base Market Multiple
32.0xPortfolio Size
+0.25xGrowth
+0.50xMerchant Attrition
-0.60xMerchant Concentration
-0.50xProcessor
+0.50xIndustry Vertical
+0.25xGeographic Diversification
+0.25xFinal Adjusted Multiple
32.6xMonthly Residual$40K
× Final Adjusted Multiple32.6x
Estimated Portfolio Value$1.31M
Portfolio Quality Score
83/ 100
Strong
Revenue Quality97
Merchant Diversification74
Growth74
Customer Retention97
Processor Relationship88
Portfolio Structure70
Buyer Interest
High
Estimated demand from active buyers in the ResidualMatch network.
Strengths
- No standout strengths identified.
Weaknesses
- No material weaknesses detected.
Recent Market Comparables
What similar portfolios are trading at
Healthcare Portfolio
Multi-state, low attrition
36x
Western Canada ISO
Diversified vertical mix
34x
Dental Portfolio
High tenure, low concentration
38x
Restaurant Portfolio
Elevated attrition profile
28x
National E-commerce
Growth-stage, mid concentration
33x
Regional Retail Book
Stable, mature merchant base
31x
Increase Your Portfolio Value
Practical levers that move the multiple.
+1.5x
Reduce merchant concentration
Target top-merchant share under 7% of total residual.
+2.0x
Improve residual retention
Lower residual attrition below 8% annually.
+2.5x
Increase organic growth
Sustained 10%+ growth re-rates the multiple.
+0.5x
Improve processor diversification
Reduce dependence on a single processor.
+1.5x
Lengthen customer tenure
Improve average tenure beyond five years.
+1.0x
Shift toward Direct ISO structure
Direct relationships command stronger pricing.