Terms of Service

By accessing or using ResidualMatch (the "Platform"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must not access or use the Platform.

ResidualMatch provides an online platform that may include:

• Portfolio valuation tools
• Educational research
• Buyer and seller matching
• Marketplace functionality
• Communication tools
• Related software and services

ResidualMatch may change, suspend, or discontinue any feature or service at any time without notice and has no obligation to continue offering any feature or service.

Nothing on the Platform constitutes financial, investment, tax, accounting, legal, business, or valuation advice. In particular, the Platform does not provide:

• Financial advice
• Investment advice
• Tax advice
• Accounting advice
• Legal advice
• Business advice
• Valuation advice

Users are solely responsible for obtaining independent professional advice from qualified advisors before making any decision based on information from the Platform.

Valuation estimates generated by ResidualMatch are informational tools only. They are not:

• Formal appraisals
• Fairness opinions
• Certified valuations
• Purchase offers
• Binding quotations

ResidualMatch makes no representation that any estimated valuation reflects actual market value or transaction price. Users assume all risk associated with relying on valuation outputs.

ResidualMatch is a technology platform. Use of the Platform does not create:

• Agency
• Brokerage
• Fiduciary duties
• Partnership
• Joint venture
• Investment advisory relationship

ResidualMatch is not obligated to represent either buyers or sellers unless a separate written agreement expressly states otherwise.

ResidualMatch does not guarantee:

• Buyers
• Sellers
• Introductions
• Matches
• Offers
• Financing
• Closing
• Purchase price
• Transaction timing

No transaction is guaranteed.

Users are solely responsible for:

• The accuracy of information they submit
• Keeping account credentials secure
• Compliance with applicable laws
• Maintaining confidentiality where appropriate
• Their own business decisions

ResidualMatch may rely on information submitted by users without independently verifying its accuracy.

Users remain responsible for determining what confidential information they submit to the Platform. ResidualMatch does not guarantee the confidentiality of information voluntarily disclosed through the Platform.

Users should avoid submitting information they are not willing to share during legitimate transaction discussions.

ResidualMatch is not responsible for:

• Statements made by users
• Negotiations
• Due diligence
• Contracts
• Payments
• Fraud
• Misrepresentation
• Failed transactions

Users transact entirely at their own risk.

Unless expressly stated otherwise, ResidualMatch does not guarantee that buyers or sellers have been verified. Users remain responsible for conducting their own due diligence.

ResidualMatch owns all rights in:

• The website
• Software
• Design
• Branding
• Logos
• Valuation models
• Research
• Algorithms
• Databases
• Original content

No rights are transferred to users except the limited, revocable, non-exclusive, non-transferable right to access and use the Platform in accordance with these Terms.

Users may not:

• Reverse engineer the Platform
• Copy valuation methodologies
• Scrape content
• Upload malicious software
• Misrepresent identity
• Interfere with Platform operation
• Attempt unauthorized access
• Use automated bots without written permission

ResidualMatch may suspend or terminate accounts that violate these restrictions at its sole discretion.

ResidualMatch may suspend or terminate any account at any time, with or without notice, for any reason permitted by law. ResidualMatch has no obligation to explain account termination.

ResidualMatch may rely upon third-party services, including hosting, authentication, analytics, and email providers. ResidualMatch is not responsible for failures, outages, security incidents, or actions of third-party providers.

The Platform is provided "as is" and "as available."

To the maximum extent permitted by law, ResidualMatch disclaims all warranties, express or implied, including merchantability, fitness for a particular purpose, non-infringement, accuracy, reliability, and availability.

To the maximum extent permitted by law:

ResidualMatch shall not be liable for:

• Lost profits
• Lost revenue
• Lost business opportunities
• Business interruption
• Loss of data
• Loss of goodwill
• Consequential damages
• Incidental damages
• Indirect damages
• Special damages
• Punitive damages

regardless of the legal theory asserted.

If liability cannot legally be excluded, ResidualMatch's total aggregate liability shall not exceed the greater of:

• CAD $100; or
• the total fees actually paid by the user to ResidualMatch during the twelve (12) months immediately preceding the event giving rise to the claim.

Users agree to defend, indemnify, and hold harmless ResidualMatch, its directors, officers, employees, contractors, and affiliates from and against any claims, damages, liabilities, costs, and legal expenses (including reasonable legal fees) arising from:

• User content
• Use of the Platform
• Breach of these Terms
• Violation of any law
• Transactions between users

ResidualMatch is not liable for delays or failures caused by events beyond its reasonable control, including natural disasters, internet outages, cyberattacks, labor disputes, governmental actions, or failures of third-party providers.

These Terms are governed by the laws of the Province of British Columbia and the federal laws of Canada applicable therein, without regard to conflict-of-laws principles. The parties submit to the exclusive jurisdiction of the courts located in British Columbia for any dispute arising out of or relating to these Terms or the Platform.

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

These Terms, together with the Privacy Policy, constitute the entire agreement between the user and ResidualMatch regarding the Platform and supersede all prior or contemporaneous understandings.

ResidualMatch may modify these Terms at any time. Updated Terms become effective upon publication on this page. Continued use of the Platform after publication constitutes acceptance of the updated Terms.

For questions about these Terms, contact us at: