PAYMENT RESEARCH AND MARKETPLACE
Buy, sell & value payment businesses.
Estimate the value of payment businesses, research the market, and find acquisition opportunities or sell your business.
- Monthly Residual
- $58,000
- Annual Processing Volume
- $180M
- Merchant Count
- 280
- Merchant Attrition
- 6.0%
- Annual Growth
- 8%
- Largest Merchant
- 2.4%
- Strong merchant retention
- Low merchant concentration
- Consistent portfolio growth
- Diversified merchant base
Market Intelligence
Payment Portfolio Market Intelligence
A current view of the residual portfolio market: multiples, demand, geography, and the factors that move valuation.
Industry Intelligence Center
Research & analysis for portfolio owners and buyers.
Research articles on payment portfolio valuation, market multiples, diligence standards, and the dynamics shaping the residual market.
What Is My Payment Portfolio Worth?
How Payment Portfolios Are Valued
Understanding Residual Multiples
Preparing Your Portfolio for Sale
The Buyer's Due Diligence Checklist for Payment Portfolios
Payment Portfolio Market Trends for 2025
Demand Signals
Current Buyer Demand
Where active buyers are deploying capital by merchant vertical. Create a free buyer profile to get notified when portfolios matching your criteria become available.
PAYMENT BUSINESS STRUCTURE & VALUATION
Typical Market Multiples
Estimated valuation ranges by payment portfolio structure. Actual multiples depend on contractual rights, portfolio quality, growth, merchant attrition, and buyer demand.
Agent Book
Independent sales agent. Limited ownership rights and control. Residuals are typically paid through a sponsoring ISO. Transactions may require sponsor approval or alternative transaction structures.
Retail ISO
Acquires and services merchants directly. Typically has greater control over merchant relationships, pricing, and portfolio economics than an agent.
Wholesale ISO
Supports a network of Retail ISOs or agents. Typically provides greater operational control, pricing flexibility, and broader revenue opportunities.
Payment Facilitator (PayFac)
Acts as the merchant of record with greater control over pricing, onboarding, economics, and merchant experience. PayFacs may be valued using enterprise valuation methods in addition to payment economics.
TRANSACTION HISTORY
Representative Transactions
Historical payment portfolio acquisitions completed. Transaction details are anonymized and confidential.
Valuation Framework
What Drives Portfolio Value?
The eight factors buyers weigh most heavily when underwriting a residual portfolio.
Instant Valuation
Estimate your portfolio value in under a minute.
Answer a few questions about your residual, merchant mix, and processor relationship. Receive an estimated valuation range based on current market multiples. Sign up free for the advanced valuation tool.
Confidential. No portfolio data shared with third parties.
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