Valuation
Valuation Guides
Frameworks, multiples, and the math behind portfolio pricing.
6 articles
What Makes a Payment Portfolio More Valuable?
A practical guide to the quality factors buyers evaluate beyond monthly residuals — and how owners can strengthen each one before going to market.
How Embedded Payments Change Payment Portfolio Valuations
Embedded payments combine portfolio multiples with enterprise valuation frameworks driven by software integration, retention, and strategic premium.
Merchant Attrition and Portfolio Value
Attrition is one of the strongest predictors of long-term portfolio value. Here is how buyers measure it, benchmark it, and price it.
Understanding Residual Multiples
Why one payment portfolio sells for 24× while another sells for 40× — the quality drivers that move the multiple.
How Payment Portfolios Are Valued
How buyers assess merchant services residual portfolios — residuals, growth, retention, concentration, and processor relationships.
What Is My Payment Portfolio Worth?
A practical framework for estimating the value of a merchant services residual portfolio and the quality drivers buyers actually pay for.