Company Profile

Early Warning Services

ISO
Scottsdale, AZ, United States Website LinkedIn

Early Warning Services provides payment, checkout, and risk management solutions. Its brands include Zelle for P2P payments, Paze for online checkout, and Certos for fraud prevention and identity risk solutions.

Overview

Early Warning Services is listed as an iso in the payments ecosystem operating in United States.

Early Warning Services operates as a digital backbone that connects, protects, and advances the economy. The company powers financial processes for individuals and institutions, facilitating navigation of everyday financial life. Its portfolio includes consumer-focused payment solutions, checkout services, and fraud prevention tools. Early Warning Services offers Zelle®, a person-to-person payment service, which processed over $1.2 trillion in 2025 and is offered by more than 2,400 banks and credit unions to over 150 million enrolled accounts. Paze® is a checkout solution designed for online transactions, supporting over 165 million eligible cards. CertosSM, the new name for Early Warning's identity and payment risk solutions, screens payment and deposit transactions, having screened $11.4 trillion and prevented $3.7 billion in potential fraud, in addition to screening over 124 million new account applications.

Company Details

Company Type
ISO
Service Provider Types
ISO (ATM)ISO (Prepaid)
Validation Types
Visa TPA Program
Regions Served
U.s.

Capabilities

ISO
Products
ZellePazeCertos
Industries Served
Financial InstitutionsMerchants